The file on Mr. M initially appeared to be a straightforward case of a patient caught in the middle of a grueling medical marathon. He was scheduled for his 4th cycle of chemotherapy on September 13, 2025. The clinical notes told a story of a sudden, aggressive battle against rectal cancer that began in early 2025. But in the world of insurance forensics, the most important details aren’t found in the diagnosis—they are found in the timeline. The “Harmless” Assumption Mr. M was a man of clean habits—no smoking, no alcohol. When the symptoms of bloody stool first appeared, he…
